2025 New Year’s Resolutions, Part Two

Even though we are (a few) weeks into 2025, I want to suggest some more New Year’s resolutions. The Federal Reserve should resolve to stop enabling excessive federal spending by purchasing Treasury bonds, thus monetizing the federal debt. The Federal Reserve’s monetization of federal debt enables the federal government to amass trillions in debt while … Read more

US Capitol - caution Original Photo by Andy Feliciotti on Unsplash

Politicians Won’t Solve Our Spending Problem Unless We Make Them

Last Friday, House Republicans opened the first session of the 119th Congress by voting to keep Representative Mike Johnson (R-LA) on as Speaker of the House. Almost every Republican—including pro-establishment moderates, Trump loyalists, and even the “hardliners” that make up the fiscally conservative Freedom Caucus—fell in line behind Johnson. The one Republican who refused to … Read more

Budget-Cuts

Want to Cut Federal Workers? Just Cut Spending

Elon Musk’s so-called Department of Government Efficiency (DOGE) has been making a lot of noise about all the federal employees it plans to fire. The DOGE people have framed total federal employment as something of a proxy for the total size of the federal government.  Cutting the federal workforce is all well and good, but … Read more

Putin Ukraine

A Lame Duck Biden Could Put The World In Peril

The title intimates that I am concerned about Joe Biden’s actions on the global stage during his last two months in office, but that would presume he is in power. We all know that Biden is not in charge, but we cannot pinpoint exactly who is calling the shots for this Manchurian president. Whoever it … Read more

George Washington

Complicity Galore

Beginning in 1789, America’s Constitutional form of limited governing took effect. As our new country became established, its authority was limited, as was its revenue – due to its meager tariff-based revenue – so if there was debt back then, it was minor and of brief duration.

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Stupid Is as Stupid Does

When Hamas terrorists attacked and killed thousands of Jewish citizens, our current President Biden eventually did the right thing and supported Israel while condemning Hamas. That good thing isn’t lasting very long, though, as now he wants to send $2 billion of taxpayer relief money to Gaza.

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Shaheen Debt railroad

Growing US Debt Menaces Liberty and Prosperity

Congress’ top priority this fall will be passing legislation funding the government and avoiding a “shutdown.” As of this writing, it appears unlikely that the Republican-controlled House will be able to make a deal with President Biden and the Senate Democrats on a long-term spending bill. Instead, they will likely pass a short-term funding bill … Read more

raining money Image by 3D Animation Production Company from Pixabay

SCOTUS Says No, Joe Says Yes!

In one of the last rulings of the 2023 session, the Supreme Court of the United States decided that Joe Biden’s attempt to forgive up to $20,000 of current balances of student loans was unconstitutional.

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Trump Biden Inflation Rates Powerline

Inflation Reduction Act Will Hurt America’s Middle Class

Democrats, including Sens. Maggie Hassan and Jeanne Shaheen, and Reps. Annie Kuster and Chris Pappas, apparently think that middle-income and poorer Americans are not suffering enough. Their votes for the misnamed Inflation Reduction Act will increase our suffering now; any benefits will be later. The IRA increases the spending that caused today’s painful 8.5% inflation. … Read more

Home house keys

Factors That Affect How Much Home You Can Afford

The home buying process can be exciting as you browse potential houses and find the perfect fit for your family. Before you settle on a house, however, you need to consider carefully how much house you can afford. How much home you can afford largely depends on your income, your debts, and your current financial situation. Keep reading to learn more about the factors that affect how much home you can afford.

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Money manage cash paycheck

What are The Five Basics of Money Management?

Managing your money can be difficult, especially if you’re living paycheck to paycheck and having difficulty paying down your debt. So what are the five basics of money management? And how can they help you?

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Ronald Reagan

We Win. They Lose

We win. They lose—a brilliant simple statement by one of the great communicators of our time. Ronald Reagan crafted that statement as he did many others during his two terms as President of the United States.

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City of Nashua seth-dewey-EOlo15oy8Ks-unsplash

Nashua Isn’t Nashua Anymore

I moved into Nashua in 1982 the week after I was honorably discharged from the US Navy. It was still a relatively small “city” just north of the Massachusetts border. Main Street had a movie theater, there were practice soccer fields on Amherst Street, and the only mall was just off Exit 6.

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