This:
By “requiring N.H. insurers to cover #fertility care,” what Hennessey is really saying is forcing everyone who purchases health insurance in New Hampshire to purchase fertility-coverage as part of that insurance.
In other words, even if you have no need for fertility-coverage, such as you are past your child-bearing years … or, even if you do not want to purchase fertility-coverage, such as you do not intend to have children … you still have to purchase fertility-coverage because insurers are no longer allowed to sell health insurance without fertility-coverage.
Needless to say, adding a fertility-coverage mandate increases the cost of health insurance because the insurance must be priced to pay out all the claims that will be made under the added coverage.
This post is not intended to belittle or demean those who are trying to have children, but cannot. The point is the dishonesty of Hennessey and the other politicians in Concord who passed this mandate acting as if fertility-coverage is “free stuff.” It’s not.
The cost of claims made under fertility-coverage and all the other mandates the politicians place on health insurance companies doing business in New Hampshire has to be paid by somebody. And that somebody is the consumer. But that’s something these politicians … and it’s both parties … never tell us.
